Welcome to Retail Access

1. Participation: By participating in the Retail Access program (the "program"), you agree to participate in accordance with the official rules stated below, as established by KSM Marketing, Inc. DBA Keystone Marketing Specialists.

2. Sponsor: KSM Marketing, Inc. 6360 South Annie Oakley Drive, Las Vegas, Nevada 89120

3. How to Register: Participants may register for the program online at the Retail Access website located at "www.retailaccess.com" by completing the registration form. You must provide your login name and password each time you take a quiz, or monitor your account.

4. How to Enter: Monthly Vendor Quiz and/or Activity. Use the information on the Retail Access website to answer the questions on the related quiz. Indicate the correct answers on the quiz and click the "Submit Quiz" button to enter. Participants may take a quiz as many times as necessary until every question has been answered correctly (100%) (unless a different percentage is specified by vendor); however, only one (1) correctly answered submission per quiz per month will be eligible to earn a prize entry into the manufacturer’s monthly drawing or allow ordering of an NFR (Not for Resale) product. No purchase necessary. For an activity such as a survey, story, answer the questions or enter the information per instructions and click "Submit". Valid entry required. Submitting content is consent to publish same. Special Promotions and Point Programs. Retail Access or its vendors periodically offer special promotions which include quizzes and activities for prize entries during a specified promotion period. Some promotions use the Retail Access Point System. Qualification for a prize or prize category entry requires accruing a specified number of points by submitting quizzes and activities with specified point values. Refer to Specific Vendor Rules for special vendor promotions and programs. Retail Access, or its vendors, in their sole discretion periodically offer special promotions to certain groups of Participants which may include different quizzes or other activities to qualify for prize entries during a specified promotion period. Instant Win Promotions. Retail Access or its vendors periodically offer Instant Win promotions which can be entered upon completion of a quiz and/or activity for a specified promotion period to win instantly. Refer to the specific vendor for how to enter, qualifying time period and prize offering.

All entries become the property of Sponsor. Internet entries will be declared made by the authorized account holder of the email address submitted at the time of entry. "Authorized account holder" is defined as the natural person who is assigned to an email address by an Internet Access provider, on-line service provider, or other organization (e.g., business, educational institution etc.) that is responsible for assigning email addresses for the domain associated with the submitted email address. No mail in entry is permitted. By submitting an internet response, entrant confirms the accuracy and the veracity of the statements and information contained therein and acknowledges understanding of and agreement to these Official Rules. Employment verification is required within 15 days of an NFR (Not for Resale) order. Verification of retail store employment is done by faxing a copy of the member's latest pay stub to Retail Access at 800-432-0585, or attaching a scanned copy in jpeg format to an email addressed to verifications@retailaccess.com. Member must verify every six months to maintain active status and qualify for NFR's.

5. Who May Enter: Open to residents of Canada and the U.S. ages 18 and over who are currently employed in a sales, sales management or in-store technician position by an authorized Retail Access retail establishment (as listed on Store Name pull-down menu on Register Page). Retail Access vendors may authorize restricted access upon approval by Retaill Access to special groups or retail marketing groups for information, NFRs, EPP, and prizes. Employees of Retail Access, or KSM Marketing or their affiliates, subsidiaries, advertising and promotions agencies, and immediate families of each are not eligible. Note: Due to contest rules governing the province of Quebec, residents of Quebec may register on Retail Access to view content and take the quiz, but are not eligible to participate in prize drawings, Not For Resale or Employee Purchase Programs.
EMPLOYEES OF MARKETING COMPANIES ARE EXCLUDED FROM NFR AND PRIZES, BUT MAY BE ELIGIBLE FOR EPP UPON REQUEST OF VENDOR.
Void where prohibited by law. Retail Access reserves the right to refuse membership, NFR and EPP privileges to anyone. Employees of Wal-Mart are restricted from winning any prizes, incentives or promotions.

6. Deadline: All completed quizzes must be entered by 12:00 p.m. (noon) Pacific Standard Time on the last day of a calendar month to be eligible for monthly drawings. KSM Marketing is not responsible for late, misdirected, damaged or undelivered electronic submissions. Special Promotions and Instant Win. Retail Access or its vendors periodically offer promotions for a specified promotion period. Refer to the specific vendor for qualifying time period.

7. Winning: The manufacturer's prizes ("the monthly prize") will be awarded each calendar month. Winners for a manufacturer's prize will be selected each calendar month in a drawing from eligible entries for each manufacturer's quiz in the applicable one-month period. Each participant will receive a maximum of one (1) entry into the prize drawing per correctly submitted applicable quiz. Special Promotions and Instant Win. Retail Access or its vendors periodically offer special promotions for a specified promotion period and for Instant Win, a chance to win instantly upon eligible entry following a completed quiz and/or activity. Winner will be notified by Retail Access by email and must respond within 72 hours of notification. If the winner is found to be ineligible, or if he/she cannot or does not comply with these official Rules, such winner will be disqualified and an alternate winner selected. Return of prize or winner notification as undeliverable will result in disqualification and an alternate winner may be selected. Winner must verify employment for the month (or later) in which the prize is won. Verification of retail store employment is done by faxing a copy of the winner's latest pay stub to Retail Access at 800-432-0585, or by attaching a scanned copy in jpeg format to an email addressed to verifications@retailaccess.com. All prizes claimed will be awarded. Prizes will only be delivered to the winner’s registered home address, unless otherwise approved by KSM Marketing, Inc. Value of each prize awarded is not dependent on the number of entries received. 1099 Tax Notification will be issued according to IRS rules. No substitution, transfer, or cash equivalent for prizes, except that Retail Access may at its sole and absolute discretion substitute a prize of equal value due to prize unavailability for any reason. Any depiction of prizes is for illustrative purposes only. Limit of 1 prize per person/family/household per month. All applicable federal and state laws and regulations are applicable. All taxes (including income taxes), fees and charges relating to the use and acceptance of a prize are the sole responsibility of winner. Please allow 6-8 weeks for delivery of prizes.

8. Odds of Winning: Odds of winning each prize offered depends on the number of eligible entries received.

9. Claiming Prizes: Winners will be notified by e-mail (if available) or by mail within 10 days of the drawing. Winners are required to claim their prizes by returning a signed affidavit of eligibility, waiver of liability and publicity release within 10 days after notification of prize, or prize is forfeited. Sponsor reserves the right to award a prize of equal or greater value, or cash equivalent, if advertised prize is unavailable. Blackout periods and travel restrictions may apply to trips awarded and travel companion of winner may be required to execute a liability release. Further, any travel companion selected by winner must be at least 18 years old. By participating in the drawing for prizes, winners consent to the use of their name and likeness for advertising and promotional purposes without further compensation except where prohibited.

Prizes, NFR (not for resale products), EPP (employee purchase products), downloads or any other items purchased, redeemed, won or otherwise awarded by Retail Access or its sponsors may not be resold, bartered, exchanged or transferred without express written permission. These products are for personal use only. Violation of these terms will result in the immediate termination of membership.

Important Note To Residents Of Canada: By participating in this program, you accept responsibility for any duties, taxes, customs fees, or other charges associated with the shipment of any Retail Access prize or NFR product from the US to your address in Canada.

10. General Conditions: By participating in the program, entrants agree to waive any right to claim any ambiguity or error in these Official Rules, and agree to abide by and be bound by these Official Rules and by the decisions of Retail Access whose decisions are final and binding on all matters pertaining to this Program. Winners grant to Retail Access, its affiliates and their advertising and promotional agencies the right to use worldwide and in perpetuity without notice or compensation for advertising and promotional purposes in any and all media now known or hereafter devised, without limitation, winner's proper name, photograph, likeness, city and state unless prohibited by law.

11. Winners List: The list of winners will be listed on the website at www.retailaccess.com. To receive a list of winners send a stamped self-addressed envelope before the end of the following month to Sponsor's address.

12. Conduct: The Official Rules will be posted at Retail Access throughout the Program. Retail Access reserves the right at its sole discretion to disqualify any individual it finds to be tampering with the entry process or the operation of the Program or Web site; to be acting in violation of the Official Rules; or to be acting in an unsportsmanlike or disruptive manner, or with intent to annoy, abuse, threaten or harass any other person. CAUTION: ANY ATTEMPT BY A PROGRAM ENTRANT OR ANY OTHER INDIVIDUAL TO DELIBERATELY DAMAGE ANY WEBSITE OR UNDERMINE THE LEGITIMATE OPERATION OF THE PROGRAM IS A VIOLATION OF CRIMINAL AND CIVIL LAWS AND SHOULD SUCH AN ATTEMPT BE MADE, RETAIL ACCESS RESERVES THE RIGHT TO SEEK DAMAGES FROM ANY SUCH PROGRAM ENTRANT TO THE FULLEST EXTENT PERMITTED BY LAW.

13. Limitations of Liability: Entrants agree to release Retail Access, its parents, subsidiaries, affiliates, successors, directors, officers, employees, agents and assigns (the “Retail Access Related Parties”) from any and all liability for any injuries, loss or damage of any kind arising from or in connection with the Program or any prize won and further agree that Retail Access and the Retail Access Related Parties shall not be liable for losses or injuries of any kind resulting from acceptance/possession or use/misuse of prizes, or participation in the Program. This Program is governed by the laws of the United States. Retail Access is not responsible for any incorrect or inaccurate information, whether caused by Website users or by any of the equipment or programming associated with or utilized in the Program or by any technical or human error which may occur in the processing of entries in the Program. Retail Access is not responsible/liable for multiple entries entered by other than human means such as computerization or other mechanical means, or for entries that are late (including delayed data transmissions), illegible, mutilated, forged, tampered with, destroyed, incomplete, lost, misdirected, mechanically duplicated, mass machine printed, and postage-due entries or entries otherwise not in compliance with the Official Rules (and such entries will be disqualified). Retail Access assumes no responsibility for any error, omission, interruption, deletion, defect, delay in operation or transmission, communications line failure, theft or destruction or authorized access to, or alteration of, entries.

14. Disclaimer: Retail Access is not responsible for entrant's inability to access the Program via the Internet due to hardware or software compatibility problems or for any problems or technical malfunction of any telephone network or lines, computer on-line systems, servers or providers, computer equipment, software, failure of email or players on account of technical problems or traffic congestion on the Internet or at any Web site or combination thereof, including injury or damage to participants or to any other person's computer related to or resulting from participating or downloading materials in this Program. If, for any reason, the Program is not capable of running as planned, such as infection by computer virus, bugs, tampering, unauthorized intervention, fraud, technical failures, or any other causes beyond the control of Retail Access which corrupt or affect the administration, security, fairness, integrity or proper conduct of this Program, Retail Access reserves the right in its sole discretion to cancel, terminate, modify or suspend the Program.

15. Changes: The Program's official rules are subject to change at anytime without notice by KSM Marketing, Inc.

16. Copyrights: Copyright 2004 KSM Marketing, Inc. All rights reserved. Retail Access is a trademark of KSM Marketing, Inc. All other trademarks and trade names are properties of their respective holders.